Americans reported losing more than $12.5 billion to fraud in 2024, according to Federal Trade Commission data โ and scammers are now using AI to run those schemes faster than most families can recognize them.
Dad Met a Woman in 'Melbourne.' She's Now in Russia, and the Family Has Seen This Before.
A 62-year-old Australian man's adult daughter recently described her growing alarm on the r/Scams forum: her father connected with a woman on a dating website whose profile listed Melbourne as her location, but once they began talking, the woman explained she was actually in Russia โ citing an "ongoing situation" there that limits her communication to email only.
The daughter wrote that her father has spoken with the woman by phone and Zoom video call, and that her face matches her profile photos. The daughter is not reassured: she notes that AI is now advanced enough to generate convincing video, the woman has no visible social media presence, and the one photo she has seen looks AI-generated to her. The woman is reportedly planning to visit Australia "next week," claiming she is covering her own travel costs. The daughter told the forum she is bracing for an imminent "emergency" โ a sudden need for visa fees, hotel costs, or some travel complication that requires money.
What makes the situation especially concerning, the daughter wrote, is that her father was defrauded of $3,000 in a separate online scam not long ago. She described feeling caught between wanting to protect him and not wanting to damage their relationship by confronting him too bluntly. Commenters on the forum advised staying calm and focusing on practical verification steps โ asking for specific flight details, for example โ rather than issuing warnings that might cause him to pull away.
The pattern the daughter described โ a profile location that quietly shifts, communication restricted to a single channel, and an imminent in-person visit that never quite happens โ is consistent with romance scam structures documented by consumer protection agencies, in which the financial request typically arrives at the moment of highest emotional investment.
Gobble's Take: A travel "emergency" that arrives right before a first meeting is one of the most reported warning signs in romance fraud โ worth naming out loud with him before the week is up.
Source: r/Scams
AI Has Made Phishing, Voice Cloning, and Fake Websites Faster to Deploy โ Here's the Baseline Defense Families Now Need
According to Federal Trade Commission data cited in a 2026 consumer protection piece from Cyber Life Coach, Americans reported losing more than $12.5 billion to fraud in 2024, with older adults experiencing some of the largest individual losses. Reports involving losses exceeding $10,000 have risen sharply since 2020, and the figures continue to climb as AI tools become more accessible to people running fraud schemes.
The piece describes how the threat has shifted in character, not just scale. Scammers can now clone voices, produce convincing phishing emails within seconds, build fake websites nearly identical to real businesses, and run automated phishing campaigns at a volume that was not previously possible. The entry points it flags as most commonly reported by victims include fake package-delivery texts, emails impersonating a bank, social media messages from cloned accounts, tech-support popups, and phone calls in which AI has been used to replicate someone's voice.
The article's central argument is that emotional manipulation โ pressure built around fear, urgency, embarrassment, or sudden excitement โ is what causes protective measures to fail, even when those measures are in place. Someone who has strong passwords and two-factor authentication can still be harmed if they are panicked into handing a verification code to the person on the other end of the line. The four baseline protections the piece identifies as now standard rather than optional are: identity theft protection, a password manager, a credit freeze, and multifactor authentication that does not route through SMS text messages.
Gobble's Take: The technology side of scam prevention is increasingly manageable โ the harder part is recognizing the emotional pressure before it works.
Source: Cyber Life Coach
Quick Hits
- FBI puts cybercrime losses at $21 billion, with crypto and AI flagged as primary drivers: The FBI's 2025 IC3 report recorded nearly $21 billion in losses from cyber-enabled crime, with cryptocurrency fraud accounting for over $11 billion of that total and AI-enabled scams continuing to grow. AML Cube
In Case You Missed It
Yesterday's top stories:
- Facebook Allowed Fake Medicare Ads to Reach Seniors 215 Million Times Last Year
- A Chicago Man Lost $69,000 After a Scammer Sent Him an AI-Generated U.S. Marshal's Badge
- Her Son's Phone Was "About to Die" โ Then the Scammer Asked for $12,000
- Microsoft Called. Then the FTC. Then Chase. A California Couple Lost $100,000.
Related reads
Other Gobbles stories on similar themes.
The Millionaire Scammer Who Flashed His Wealth, Then Got Caught
Nigerian Suspects Arrested in AI Romance Scam Targeting Older Women in Thailand
Your Mom's Voice on the Phone Might Be an AI, And Google Won't Save Your Email
When "Your Grandson's Voice" Costs Three Seconds and Almost Nothing to Fake
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